everything pockt does

however you spend, pockt keeps up.

every feature, one simple app.

01smart by default

you spend. AI sorts.

every transaction lands in the right bucket the moment it's logged: groceries, eating out, utilities, shopping. your month organizes itself.

  • every expense sorted into the right category, automatically
  • the more you correct it, the better it gets at your merchants
  • your whole month, organized and easy to follow
Sushi Tei
Shell SPBU
Indomaret
02budgets

set limits.
stay in control.

set a limit for your whole wallet, or go granular category by category. pockt keeps count so you never get a surprise at the end of the month.

  • one number for the whole wallet, the month at a glance
  • per-category limits for groceries, going out, whatever matters
  • live progress bars so you always know where you stand
Eating Out85%
Transport42%
Grocery63%
03tap to track

tap to pay. logged.

track your Apple Pay purchases instantly, without ever linking a bank account or sharing a single credential.

  • powered by Apple Shortcuts and Siri automations
  • nothing sensitive is ever passed to the app
  • no bank connection, no screen-scraping
  • new purchases logged the instant you tap
Learn more

it works through an Apple Shortcut and a one-time automation you set up in the Shortcuts app. when you tap to pay, the shortcut sends the merchant name and amount straight to pockt — your card number, bank details, and identity never leave your device.

a step-by-step walkthrough is built into the app's settings, so setup takes a couple of minutes.

worth knowing: it only catches tap-to-pay purchases. online purchases aren't picked up automatically, but you can log those in seconds by typing or saying them instead.

04scan to pay

scan qris. logged.

scan any QRIS code — Indonesia's universal QR payment standard — pay, and pockt logs the transaction the instant it completes.

  • works with any QRIS-enabled merchant, no card needed
  • pay and share the receipt in the same tap
  • transaction logged the moment payment completes
05speak it

speak it. logged.

just say what you spent out loud — "coffee, five dollars" — and pockt transcribes it, filling in the amount, merchant, and category instantly.

  • just talk — no typing required
  • amount, merchant, and category detected automatically
  • review and tweak before it saves
  • also works as a Siri Shortcut for hands-free logging
06snap it

scan a receipt.
log it instantly.

photograph a paper receipt or pick a screenshot from your banking app. AI reads every line item and drops it in the right bucket.

  • every line item logged for you, automatically
  • works from a photo or a screenshot
  • amounts, merchants, and categories detected automatically
  • review and tweak before it saves
07smart import

import a month of transactions in seconds.

already have transactions elsewhere? export a statement and upload it — CSV, Excel, PDF, or a photo. AI reads any format and extracts every transaction for you to review before importing.

  • CSV, Excel, PDF statements, or a photo
  • AI figures out the columns automatically
  • you review every transaction before it imports
BCA_Statement_June.pdf
08AI-powered

one tap for a full financial verdict.

pockt analyzes your spending, income, and budget progress — then gives you a clear verdict: healthy, warning, or critical. with specific suggestions to act on.

  • instant analysis, no waiting
  • category breakdown included
  • actionable suggestions, not just numbers
09together

split bills with friends.

snap a receipt, AI reads every item, assign who ordered what, share the link. totally free, no sign-up required, and the link never expires.

  • AI reads every item off the receipt
  • assign items to people in a couple of taps
  • no account needed on either end — just a link
try split bill →

scanning receipt…

10privacy first

your money is nobody's business.

no sign-ups, no identity, no external databases. your data lives on your phone and syncs strictly through your own private iCloud.

  • anonymous by design — no email, no password, no identity
  • on-device first, iCloud-synced, never stored externally
  • delete and reinstall anytime — your data waits safely in your iCloud
Learn more

everything you add saves locally on your device. when iCloud sync is on, it's stored in your personal iCloud account, protected by Apple's own privacy protections — not on servers we run.

read exactly how this works on our Privacy Policy page.

no accounts. no external servers. just your phone and your own iCloud.

no hidden extras

all features.

AI auto-sorting

every transaction lands in the right category the moment it's logged.

budgets

set a limit for the whole wallet or per category. live progress bars keep you on track.

type it or say it

type or dictate a sentence and AI fills in amount, merchant, and category for you.

receipt scanning

photograph a receipt or pick a screenshot. AI reads every line item.

Apple Pay tracking

tap to pay, instantly tracked. no bank logins, no screen-scraping.

split bill

snap a receipt, assign items to people, share the link. no account, never expires.

privacy first

no sign-up, no external servers. everything lives on your phone and syncs via your own private iCloud.

synced everywhere

every device signed into the same iCloud account stays in step automatically.

AI cash flow verdict

one tap for a clear verdict on your month: healthy, warning, or critical.

monthly reports

a visual breakdown of where your money went. export or share with a tap.

multi-currency

track IDR, USD, EUR, and more — each kept separate, never auto-converted.

smart import

upload a bank statement — CSV, Excel, PDF, or a photo. AI extracts every row for you to review.

smart reminders

a nudge to log your spending, and an alert before a budget runs out.

recurring transactions

set it once for rent, subscriptions, or salary — daily to yearly, even custom intervals. pockt logs it automatically every cycle.

try it on your next purchase.

free. no ads. no account. download pockt and see your money clearly.

Download on the App Store