everything pockt does
every feature, one simple app.
every transaction lands in the right bucket the moment it's logged: groceries, eating out, utilities, shopping. your month organizes itself.
set a limit for your whole wallet, or go granular category by category. pockt keeps count so you never get a surprise at the end of the month.
track your Apple Pay purchases instantly, without ever linking a bank account or sharing a single credential.
it works through an Apple Shortcut and a one-time automation you set up in the Shortcuts app. when you tap to pay, the shortcut sends the merchant name and amount straight to pockt — your card number, bank details, and identity never leave your device.
a step-by-step walkthrough is built into the app's settings, so setup takes a couple of minutes.
worth knowing: it only catches tap-to-pay purchases. online purchases aren't picked up automatically, but you can log those in seconds by typing or saying them instead.
scan any QRIS code — Indonesia's universal QR payment standard — pay, and pockt logs the transaction the instant it completes.
just say what you spent out loud — "coffee, five dollars" — and pockt transcribes it, filling in the amount, merchant, and category instantly.
photograph a paper receipt or pick a screenshot from your banking app. AI reads every line item and drops it in the right bucket.
already have transactions elsewhere? export a statement and upload it — CSV, Excel, PDF, or a photo. AI reads any format and extracts every transaction for you to review before importing.
pockt analyzes your spending, income, and budget progress — then gives you a clear verdict: healthy, warning, or critical. with specific suggestions to act on.
snap a receipt, AI reads every item, assign who ordered what, share the link. totally free, no sign-up required, and the link never expires.
scanning receipt…
no sign-ups, no identity, no external databases. your data lives on your phone and syncs strictly through your own private iCloud.
everything you add saves locally on your device. when iCloud sync is on, it's stored in your personal iCloud account, protected by Apple's own privacy protections — not on servers we run.
read exactly how this works on our Privacy Policy page.
no accounts. no external servers. just your phone and your own iCloud.
no hidden extras
AI auto-sorting
every transaction lands in the right category the moment it's logged.
budgets
set a limit for the whole wallet or per category. live progress bars keep you on track.
type it or say it
type or dictate a sentence and AI fills in amount, merchant, and category for you.
receipt scanning
photograph a receipt or pick a screenshot. AI reads every line item.
Apple Pay tracking
tap to pay, instantly tracked. no bank logins, no screen-scraping.
split bill
snap a receipt, assign items to people, share the link. no account, never expires.
privacy first
no sign-up, no external servers. everything lives on your phone and syncs via your own private iCloud.
synced everywhere
every device signed into the same iCloud account stays in step automatically.
AI cash flow verdict
one tap for a clear verdict on your month: healthy, warning, or critical.
monthly reports
a visual breakdown of where your money went. export or share with a tap.
multi-currency
track IDR, USD, EUR, and more — each kept separate, never auto-converted.
smart import
upload a bank statement — CSV, Excel, PDF, or a photo. AI extracts every row for you to review.
smart reminders
a nudge to log your spending, and an alert before a budget runs out.
recurring transactions
set it once for rent, subscriptions, or salary — daily to yearly, even custom intervals. pockt logs it automatically every cycle.
free. no ads. no account. download pockt and see your money clearly.